Borrow against your NFTs. Keep the upside.
Live offers from competing lenders, funded in one transaction. Repay anytime and pay only for the days you borrow.
- 01Choose an NFTSee its best live offer instantly, from competing lenders.
- 02Pick what matters mostSort by top principal, lowest eAPR or longest term.
- 03Get refinanced for lessA lender with better terms takes over. No action needed.
- 04Funds in one transactionRepay early with no penalty and pay less interest.
The one rule
Repay by the due date or you lose the NFT — and you keep the funds. We remind you a week, three days, a day and two hours before.
Non-floor NFTs get custom offers
Rare traits or a 1/1? Request a loan on it and lenders bid on that exact NFT, not its floor. Free, no gas, and you pick the bid.
Borrow Market
| #Collection | Floor | Top loan offer | LTV | Lowest eAPR | Offer depth |
|---|
Borrowing, explained
Requesting a loan is free, with no gas, and lenders compete with offers. Repay early with no penalty. Repay by the due date or you lose the NFT.
What happens if I don't repay in time?
Once the due date passes, the NFT goes to your lender, or to auction when several lenders or a pool funded the loan. There's no grace period. You keep the funds you borrowed. Before the deadline you can repay, refinance into a better offer, or sell the NFT and repay in the same transaction.
Can I repay early?
Anytime, with no penalty. Interest accrues by the second, so you only pay for the time you borrow.
Why does my rare NFT get a floor offer?
Collection offers apply to every item in a collection, so they are priced for the floor. Non-floor NFTs get custom offers instead. Request a loan on yours, pick a currency and duration, and lenders make offers for that specific NFT.
Where is my NFT while I borrow?
In escrow in GONDI's audited contracts. It returns to your wallet the moment you repay. Airdrops still reach you through Delegate Cash.